Loans · RV parks
RV park loans
Financing for existing RV parks and campgrounds, and for owners planning to expand.
At a glance
When a rv parks loan fits
Best forBuying or refinancing an operating RV park
What sizes the loanThe park's income history and value
Easier to financeExisting parks with a track record of income
Harder to financeNew builds and parks without income history
Key numbersOccupancy by season, site rates, operating expenses
Closes inAn LLC or other entity, business purpose only
Worked example
What an RV park lender wants to see
| Example deal | Figure |
|---|---|
| Sites and site types | Full hookup, partial, tent, long-term |
| Occupancy | By month, ideally for 2 or more years |
| Revenue | Site rent plus other income, such as storage or laundry |
| Expenses | Utilities, staff, maintenance, taxes, insurance |
Example onlyFewer lenders finance RV parks than apartments or retail, so matching the right lender matters even more. We tell you plainly when a park is not a fit yet. These figures illustrate the math. They are not an offer, a rate quote or a promise of approval.
Your file
What to have ready
- Profit and loss statements for the last 2 to 3 years
- Occupancy reports by month
- Site map and site count
- Purchase contract or payoff statement
- Entity documents and guarantor ID
How we place it
Options in 48 business hours
Once your file is complete, we send it to the lenders in our directory that fund this kind of deal. Their answers come back to you on one page, side by side, with our fee in writing.
Questions
What investors ask us
Can you finance building a new RV park?
It is harder than buying an operating park, because there is no income history. Tell us about the project and we will tell you honestly what is possible.
Do RV park loans need a business plan?
Lenders usually want to know how the park will be run and grown. A short plan helps.
Related loans
Other ways to finance it
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