VA IRRRL Application

For individuals or couples looking to refinance their existing VA mortgage loan.

Each borrower to fill out an application individually.

Personal Information

First Name *

Middle Name

If used on legal documents

Last Name *

Preferred Name

If different than your First Name above

Phone *

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time.

Privacy Policy | Terms of Service

Email *

Date of birth *

Social Security Number *

XXX-XX-XXXX

Citizenship *

Marital Status

Dependents: Number of Dependents and their Ages

List by age with each dependent separated by a comma

Current Address *

County for Current Address *

Current Address Moved In Date *

Mailing Address

Previous Address (If current address is less than 2 years)

Previous Address Dates Lived

Referred By

Government Issued ID (Drivers License or Passport)

front and back

Visa (If Applicable)

Green Card (If Applicabl

Real Estate Owned

Primary Residence

Street
City
State
Zip
County
Date Purchased
Purchase Price
Current Value
Occupancy
Rents Received

REO - Current Primary Mortgage Statement

REO - Homeowners Insurance Declarations Page

Typically the first page of your policy detailing coverage and payment

VA Additional

Did you (or your deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces?

Status of Service

If Yes, check all that apply

Service Expected Completion Date

Separated

Reserve National Guard Never Activated

Spousal VA Benefits Eligibility

DD214

Declarations

Will you occupy the property as your primary residence? *

If YES, have you had an ownership interest in another property in the last three years?

If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?

Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application? *

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? *

Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application? *

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)? *

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? *

Are there any outstanding judgments against you? *

Are you currently delinquent or in default on a Federal debt? *

Are you a party to a lawsuit in which you potentially have any personal financial liability? *

Have you conveyed title to any property in lieu of foreclosure in the past 7 years? *

Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due? *

Have you had property foreclosed upon in the last 7 years? *

Have you declared bankruptcy within the past 7 years? *

If YES, identify the type(s) of bankruptcy and dates

Credit Report

Your application requires a current credit report. Please use the link below to order your report. If you are applying as a married couple, you can input both borrowers on one credit report. Each borrower is to fill out an application separately.

Credit report charges will be listed before you checkout, and range from $95-$147. They are charged by the third party provider.

Once you have ordered your credit, please hit submit below to submit your application. No information or documents from this application will be received until you hit submit below.

Please be sure to click all the way to the end and click SUBMIT. If you don't SUBMIT at the end, your application and documents will not be received.