Commercial Loan Application

For individuals or groups looking to purchase, refinance, build or fix and flip an investment or commercial property.

Each borrower to fill out an application individually.

Personal Information

First Name *

Middle Name

If used on legal documents

Last Name *

Preferred Name

If different than your First Name above

Phone *

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Email *

Date of birth *

Social Security Number *

XXX-XX-XXXX

Citizenship *

Marital Status

Dependents: Number of Dependents and their Ages

List by age with each dependent separated by a comma

Current Address *

County for Current Address *

Current Address Moved In Date *

Mailing Address

Previous Address (If current address is less than 2 years)

Previous Address Dates Lived

Referred By

Government Issued ID (Drivers License or Passport)

front and back

Visa (If Applicable)

Green Card (If Applicabl

Borrowing Entity Info

Borrowing Entity Name

ex. LLC name

Building Experience - please list all experience in the last 36 months

Please note address, date purchased, date sold, property type, door count and Fix N Flip or GUC

Entity Documents

LLC Articles of Incorporation

LLC Operating Agreement

IRS W9

Signing Authority Doc

If not detailed in the Operating Agreement

Certificate of Good Standing

General Contractor Info

Please input General Contractor Contact Info

General Contractor Insurance

General Contractor Business License

General Contractor Bond

Employer Information

Current Employment

Employer Name
Employer Street Address
City
State
Zip
Phone Number
Email
Position
Date Started
Time in Line of Work
Monthly Gross Income
Are you the business owner or self employed?

Do you have any other forms of income to list? Please list the source and monthly income received.

NOTE: Reveal alimony, child support, separate maintenance, or other income ONLY IF you want it considered in determining your qualification for this loan.

Assets

What are you comfortable coming out of pocket with for total out of pocket expense?

To cover your down payment and closing costs.

Most Recent 2 Months Bank Statements Checking & Savings

Retirement, Stocks, Bonds, Mutual Funds, Securities or other Savings

Most recent quarterly or most recent 2 months bank statements

Personal Financial Statement

Check your email - a blank copy is attached to your welcome email

Real Estate Owned

Primary Residence

Street
City
State
Zip
County
Date Purchased
Purchase Price
Current Value
Occupancy
Rents Received

REO - Current Primary Mortgage Statement

REO - Homeowners Insurance Declarations Page

Typically the first page of your policy detailing coverage and payment

Other Real Estate

Street
City
State
Zip
County
Date Purchased
Purchase Price
Current Value
Occupancy
Rents Received

REO - Current Mortgage Statement on all Other Owned Properties

REO - Homeowners Insurance Declarations Page (for all other properties owned)

Typically the first page of your policy detailing coverage and payment

REO - If rented: Signed Lease Agreements on Rental Properties

If you have more properties to list, please write on a separate document and attach

address, date purchased, purchase price, current value, occupancy, rents received

Loan and Property Information

Please fill in any information you may know. Feel free to leave anything blank you're unsure of.

Loan Purpose

Please input the type of loan you are seeking

Scope Of Work

Subject Property

Street Address
City
State
Zip
County

What is your exit strategy?

DSCR Refinance, sell, etc

Project Details, If Known

Property Purchase Price

As-As Value

Construction Budget

After Repair Value

Itemized Construction Budget

Approved Plans

Permit Validation Report

Current Lien Payoff or Most Recent Statement

VA Additional

Did you (or your deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces?

Status of Service

If Yes, check all that apply

Service Expected Completion Date

Separated

Reserve National Guard Never Activated

Spousal VA Benefits Eligibility

Declarations

If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?

Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application? *

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? *

Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application? *

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)? *

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? *

Are there any outstanding judgments against you? *

Are you currently delinquent or in default on a Federal debt? *

Are you a party to a lawsuit in which you potentially have any personal financial liability? *

Have you conveyed title to any property in lieu of foreclosure in the past 7 years? *

Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due? *

Have you had property foreclosed upon in the last 7 years? *

Have you declared bankruptcy within the past 7 years? *

If YES, identify the type(s) of bankruptcy and dates

Credit Report

Your application requires a current credit report. Please use the link below to order your report. If you are applying as a married couple, you can input both borrowers on one credit report. Each borrower is to fill out an application separately.

Credit report charges will be listed before you checkout, and range from $95-$147. They are charged by the third party provider.

Once you have ordered your credit, please hit submit below to submit your application. No information or documents from this application will be received until you hit submit below.